Lucky Ladies Blackjack Side Bet: Odds, Rules & Payouts

For blackjack enthusiasts, the Lucky Ladies side bet offers an interesting twist to the traditional game.

This popular side bet has been embraced by numerous casinos around the globe, providing an opportunity for players to win big on their initial two cards.

However, just like any wager, it’s essential to understand the rules, odds, and payouts before placing your bet.

What Is The Lucky Ladies Side Bet?

Lucky Ladies is a distinct side bet in blackjack that pays based on the player’s first two cards. It’s a wager that you can place in addition to your standard blackjack bet, and it’s entirely separate from the main game.

The main objective here is to get a total of 20 points with your first two cards. The specific pair you get determines the payout you receive.

While this bet may seem straightforward, it’s important to note that the house edge is quite high, standing at nearly 25%. Therefore, this bet should primarily be for entertainment purposes rather than a consistent winning strategy.

Lucky Ladies Blackjack Rules

In most games that offer this wager, there’s a designated betting area separate from the regular blackjack bet. This is where you place your Lucky Ladies wager. It’s important to remember that this bet has no influence on your main blackjack bet and is entirely dependent on your first two cards.

To make a Lucky Ladies wager, you first need to make a standard blackjack bet. Once your bet is placed, if your two cards sum up to the lucky number 20, the payout you receive is determined by the specific pair of cards you have.

Lucky Ladies Blackjack Odds & Payouts

The payouts for the Lucky Ladies side bet vary based on the specific pair of cards you have:

  • If you’re dealt any two unsuited cards totalling 20 points, you receive a payout of 4:1.
  • If you’re dealt any two suited cards totalling 20 points, you get a payout of 9:1.
  • If you’re dealt any two matched cards (same rank and suit) totalling 20 points, your payout is 19:1.
  • If you’re dealt two Queens of Hearts, your payout is 125:1.
  • If you’re dealt two Queens of Hearts and the dealer gets a blackjack, your payout goes up to 1000:1.

How To Play Lucky Ladies

To start playing Lucky Ladies, you must first place your standard blackjack bet. Once this is done, you can then place your Lucky Ladies wager. The specific amount you wager should be at least the minimum amount advertised on the table.

Once your bet is placed, the dealer will deal your two cards. If they add up to the lucky number 20, you’ll receive a bonus payout based on the specific cards you have.

Is Lucky Ladies a Good Bet?

While the potential payouts can be quite appealing, it’s important to remember that the house edge on the Lucky Ladies side bet is quite high. This means that, in the long run, the casino is likely to win more often than you are.

However, this doesn’t mean that you shouldn’t play the Lucky Ladies side bet. Like all forms of gambling, it’s all about the experience and the fun. If you enjoy the added excitement that comes with this side bet, then by all means, give it a shot.

Remember, the key to any form of gambling is to only bet what you can afford to lose. If you keep this in mind, you’ll be sure to enjoy your time at the blackjack table, regardless of whether you’re making a Lucky Ladies wager or not.

Play Blackjack Online

You can find some of our top recommended blackjack casino sites below:

Our Top PicksBonusVisit Site
Kong Casino Logo
Top Rated

Kong Casino - 100% Match Up Bonus + 50 Free Spins on Big Bass Bonanza

New players only, £10 min fund, £200 max matchup bonus, free spin wins credited as bonus, 65x wagering requirements, max bonus conversion to real funds equal to lifetime deposits (up to £250), full T&C's apply

Visit Site

Clover Casino Logo
Player Favourite

Clover Casino - 10 Free Spins on Aztec Gems No Deposit Required

New players only, no deposit required, valid debit card verification required, £8 max win per 10 spins, max bonus conversion £50, 65x wagering requirements, full T&Cs apply

Visit Site

Pay By Mobile Slots Logo
Popular

Pay By Mobile Slots - 100% Bonus Up To £50 + 10 Free Spins On Sweet Bonanza

New players only, £10 min fund, £50 max matchup bonus, free spin wins credited as bonus, max bonus conversion to real funds equal to lifetime deposits (up to £250), 65x wagering requirements and full T&C's apply

Visit Site

Kong Casino - 100% Match Up Bonus + 50 Free Spins on Big Bass Bonanza
Play Now

New players only, £10 min fund, £200 max matchup bonus, free spin wins credited as bonus, 65x wagering requirements, max bonus conversion to real funds equal to lifetime deposits (up to £250), full T&C's apply

Clover Casino - 10 Free Spins on Aztec Gems No Deposit Required
Play Now

New players only, no deposit required, valid debit card verification required, £8 max win per 10 spins, max bonus conversion £50, 65x wagering requirements, full T&Cs apply

Pay By Mobile Slots - 100% Bonus Up To £50 + 10 Free Spins On Sweet Bonanza
Play Now

New players only, £10 min fund, £50 max matchup bonus, free spin wins credited as bonus, max bonus conversion to real funds equal to lifetime deposits (up to £250), 65x wagering requirements and full T&C's apply

Affiliate Disclosure
Some of the links on this page may be affiliate links, meaning if you click via our links to visit a casino and make a deposit, we may receive a commission at no additional cost to you. This does not affect the bonus offer or the quality of the information we provide on our site. We take pride in making sure we write unbiased reviews and always strive to provide you with accurate information. You can read our full review policy here.

DISCLAIMER - Offers listed on Casino Beasts are subject to change. Free bets and casino offers are subject to terms and conditions. Please be sure to check T&Cs thoroughly on the relevant websites before taking part in a promotion.

Please gamble responsibly and only play with what you can afford to lose.

BeGambleAware Logo
GamStop Logo
18 Plus Only Icon